Xero
Xero sells its accounting software as a monthly, auto-renewing subscription per organisation on regional plans (for example Early, Growing and Established in the United States; Ignite, Grow, Comprehensive and Ultimate elsewhere), with no per-user licence fee but included limits on invoices, payroll people, expenses users and projects users, a separate Partner Program for accountants and usage-based plans for app developers.
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Guides
Licensing Data
From the Xero catalog: how usage is counted, the rules that apply, the programs licences are bought through and the SKUs. Backed by 65 verbatim excerpts from 21 Xero documents.
Metrics 12
View All 12Rules 65
View All 65Programs 10
View All 10SKUs 35
View All 35Products
All 9 ProductsAccounting & Finance Software 6
Xero accounting, Xero Cashbook, Xero Expenses, Xero Ledger, Xero Partner Hub, Xero Partner Program
API Platforms 1
Xero Developer Platform
Payroll Software 1
Xero Payroll
Project, Portfolio & Program Management Software 1
Xero Projects
Product History
All acquisitions- Xero acquired Melio
Xero acquired Melio, a provider of business payment services, in 2025. Xero later described Melio as part of its United States payments offering.
Legacy product Became Melio payments Kept Melio (part of Xero) · Xero describes Melio as continuing to expand its capabilities, including Melio Expense Management. Licensing impactSources and full product history- A Xero media release of 2026-08-19 states that Melio was acquired by Xero in 2025 and that Melio has launched Melio Expense Management, a tool for tracking and categorising card expenses.[1]
- Xero said Melio recently launched the Melio API, a B2B payout interface in closed beta, and that Melio continues to handle payment execution, compliance, risk and delivery.[1]
- The same release announced Xero Payroll, powered by Gusto, and Xero said it aims to unify accounting, payments, payroll and tax in one platform for small businesses in the United States.[1]