Guidewire data, analytics and digital products are the applications that sit around the core systems of record. In its annual report Guidewire says its platform combines core systems of record with digital, analytics, and predictive and generative artificial intelligence (AI) capabilities.[1] For licensing, the group is awkward because no single metric prices it. Some products are included with a core application, some are cloud-delivered and priced on usage, and some have no stated price basis at all.
Products and what is stated about them
| Product | What it is | Pricing or inclusion statement | Catalog row |
|---|---|---|---|
| HazardHub | Geospatial property risk data with more than 950 risk variables, delivered through an API for property in 19 countries[1] | Customers paying under $10,000 a year are excluded from Guidewire’s customer count and are primarily HazardHub customers[1] | Guidewire HazardHub |
| Predict | P&C-specific machine-learning platform for building or importing predictive models[1] | No basis stated | Guidewire Predict |
| Data Studio | Cloud-native application on the Guidewire Data Platform that gives access to curated InsuranceSuite data[1] | No basis stated | Guidewire Data Studio |
| Explore | Cloud-native business intelligence application with datasets, reports and dashboards[1] | No basis stated | Guidewire Explore |
| Industry Intel | Pre-built AI models on pooled, anonymised data; Claims Intel is the first product in the family[2] | No basis stated | Guidewire Industry Intel (Claims Intel) |
| Cyence | Cyber-risk economic modelling from more than 400 data sources[1] | No basis stated | Guidewire Cyence |
| DataHub and InfoCenter | Operational data store and business intelligence warehouse for InsuranceSuite and other data[1] | No basis stated | Guidewire DataHub, Guidewire InfoCenter |
| Canvas and Compare | Claims map and claims benchmarking applications[1] | Included with ClaimCenter[1]; Compare is free to use with ClaimCenter[3] | Guidewire Canvas, Guidewire Compare |
| Guidewire Digital | Transaction applications that expose InsuranceSuite functionality online, enabled by the Jutro Digital Platform[1] | Included with InsuranceSuite on Guidewire Cloud; licensed separately for self-managed[4] | Guidewire Digital |
| ProNavigator | AI-powered assistant embedded in select InsuranceSuite applications and InsuranceNow[1] | No basis stated | Guidewire ProNavigator |
| Advanced Product Designer | Cloud-native product design and visual product modelling application[1] | No basis stated | Guidewire Advanced Product Designer |
The table separates what Guidewire says from what it leaves open. Most rows carry no pricing basis in the cited documents. A customer buying any of them should treat the order form as the only authority on unit, term and scope.
Metrics
Two metrics are relevant. The first is usage and associated resource consumption (Usage and associated resource consumption), which Guidewire says prices certain cloud-delivered products.[1] The 10-K does not say which products are in that group. Order forms define the unit. The second is Direct Written Premium (Direct Written Premium (DWP)), which prices core subscriptions and self-managed term licences.
Some Guidewire pages use DWP for a different purpose. The Industry Intel page describes Claims Intel as built on pooled, anonymised industry data representing over $326B in DWP.[2] That figure measures the size of the dataset, not a customer’s licence metric.
Counting and floors
None of the data products has a published floor. The only numerical threshold in the documents is the customer-count rule: Guidewire’s customer definition excludes customers that pay it less than $10,000 per year, primarily HazardHub customers.[1] That threshold governs how Guidewire counts customers in its report, not what a customer must buy (Customer (Guidewire definition)).
Data sharing and AI
Two data-sharing arrangements appear. Industry Intel is built on pooled, anonymised data.[2] Guidewire Compare is tied to the Guidewire Data Cooperative, which its page says is open to all.[3] The documents do not state the data-use terms, how a customer’s data enters the pool, whether participation is optional, or what rights Guidewire holds over derived models. A customer should read those clauses carefully in the contract, because they affect confidentiality and regulatory obligations and are not visible in marketing materials.
ProNavigator, according to Guidewire, uses insurer-approved documentation and core system context to answer questions and make suggestions within workflows.[1] The filing also says that as Guidewire’s offerings evolve it is developing extensible platform capabilities that will let customers and partners plug third-party foundational AI models into Guidewire products.[1] Third-party models would carry their own licences.
Digital and developer products
The Jutro Digital Platform enables Guidewire’s digital engagement applications.[1] Guidewire Digital is included with InsuranceSuite on Guidewire Cloud or can be licensed separately for self-managed implementations.[4] This inclusion difference is the clearest licence boundary in this group: a customer that moves from self-managed to Guidewire Cloud may no longer need the separate licence, while a self-managed customer wanting digital applications must contract for them.
Gosu, the programming language used to configure Guidewire applications, is described by Guidewire as open source.[5] Its licence is separate from the commercial terms of the applications.
Marketplace and partner products
Guidewire Marketplace offers vetted applications, content and extensions from PartnerConnect partners and from Guidewire.[1] Extensions built by Guidewire and its technology partners are free to download, but an extension that connects to a partner’s service requires a separate agreement with that partner.[6] As of 2026-07-31 the Marketplace had over 415 partner-developed integrations certified Ready for Guidewire under Guidewire’s validation program.[1] For software asset management this means partner extensions create their own licence and data-processing relationships that are not governed by the Guidewire subscription.
Virtualization and partitioning
The cited documents contain no virtualisation or partitioning rules for these products. Guidewire describes most of these products as cloud-native applications, so the licensing question is the unit of consumption and the scope of inclusion, not infrastructure.[1]
Compliance
There is no public compliance procedure for these products. The cited documents do not mention audit rights for data products. Customers who consume HazardHub data through an API should keep their own record of volumes, and customers who feed claims data into Compare or Industry Intel should record what the contract allows.
Out of scope
This article does not cover the core applications (see Guidewire InsuranceSuite and InsuranceNow licensing), cloud platform terms or self-managed licences. It does not cover third-party data that a customer licenses from other providers and uses with Guidewire products. No prices are given.